• Unit 22, Botany Business Park, Macclesfield Rd, High Peak, SK23 7DQ

Swift capital finance

Privacy Policy

1. Definitions and Interpretation

A privacy policy is a statement or legal document that discloses some or all of the ways a party gathers, uses, discloses, and manages a customer or client's data.

Eligibility

In order to use the Service, you must:

  1. be a business or a consumer able to enter into valid contracts;
  2. complete the signup process;
  3. agree to the Terms; and
  4. provide true, complete, and up to date contact information.

Accepting these Terms

These Terms apply from when you sign up for the Service. Clicking the ‘Get started’ or ‘Sign up with Google’ button on the Sign up page means that you’ve officially “signed” the Terms and a binding contract will come into existence on the basis of the Terms (“Agreement”). If you sign up for the Service on behalf of a company or other entity, you represent and warrant that you have the authority to accept these Terms on their behalf.


Closing your account

You or we may terminate this Agreement at any time and for any reason by giving notice in writing (including email) to the other party. You need to clear the unpaid invoices (if any exists) before terminating this Agreement. Once terminated, we may permanently delete your account and all the data associated with it, including your Content from our Website.


Changes

We may change any of the Terms by posting revised Terms of Use on our Website and sending an email to the last email address you gave us or a message to your account area of the Service (“Dashboard”). Unless you terminate your account within seven (7) days of that email, the new Terms will be effective immediately and apply to any continued or new use of the Service. We may change the Website, the Service, or any features of the Service at any time.


Account and password

You’re responsible for keeping your account name and password confidential. You’re also responsible for any use of your account, whether or not you authorized the use. You must immediately notify us of any unauthorized use of your accounts. We’re not responsible for any losses due to stolen or hacked passwords. We don’t have access to your current password, and for security reasons, we may only reset your password.

Free service

We may make certain Services available to you free of charge, up to certain limits as described on the Website (“Free Services”). Usage of the Services in excess of those limits requires a payment. We may terminate your access to the Free Services at any time without prior notice and will have no liability in respect of such termination. Without limiting the scope of clause 15, Free Services are provided without any warranty.


Paid service
  1. If you use our Services and cross the limits of the Free Services we provide, the ‘Paid service’ section applies for you
  2. The “Invoice Payment” are the fees payable for your invoice, as specified to you when you use our Service beyond the free usage limit. You shall pay for the Invoice Payment to us for the term of your paid usage.
  3. You won’t be charged for using our services until your usage crosses the free usage limit. At the end of each month (considering you have used beyond our free usage limit), we will generate an invoice containing your usage information, and the due amount for that month.
  4. Invoice Fees are payable in the currency specified when you sign up for the Service and are exclusive of value added tax (or other applicable sales tax), which shall be added at the appropriate rate.

Credit cards

As long as you’re a paid user or have an outstanding balance with us, you will provide us with valid credit card information and authorize us to deduct the monthly invoice charges against that credit card (considering you have used beyond our free usage limit). We do not save card information that you provided, rather we use Stripe. You must replace the information for any credit card that expires with information for a different valid credit card. You can add multiple credit cards in our service, but only the card that you mark as Primary will be used to charge you for using paid services.


Refunds

You won’t be entitled to a refund from us. As a postpaid service, it’s invalid. But if your invoice has inappropriate information due to any software bug or any other reason, we will refund the extra amount we charged within 14 working days after the discovery. You need to let us know about the extra amount charged from you.

General rules

You promise to follow these rules:

  1. You won’t send Spam! By "spam", we mean the definition provided by Spamhaus;
  2. You won’t use purchased, rented, or third-party lists of email addresses;
  3. You won’t violate our Acceptable use policy, which is part of this Agreement;
  4. If you violate any of these rules, then we may suspend or terminate your account;
  5. You will comply with all applicable data protection legislation, including the EU General Data Protection Regulation; and
  6. ou may only use our bandwidth for your use of the Service.

You shall:

  1. provide us with all necessary cooperation in relation to the Service and all necessary access to such information as may be required by us in order to provide you with the Service;
  2. comply with all applicable laws and regulations with respect to your Content and activities under these Terms;
  3. obtain and shall maintain all necessary licenses, consents, and permissions necessary for us, our contractors and agents to perform our obligations under these Terms, including without limitation the Service;
  4. ensure that your Amazon Web Services (“AWS”) account complies with the requirements specified by us on our website from time to time; and
  5. be solely responsible for maintaining your AWS account necessary for the provision of the Service.

Reporting abuse

If you think anyone is violating any of these Terms, please notify us immediately. If you received spam you think came from a falcon user, we want to hear about it. If you think anyone has posted material that violates any copyrights, then you may notify us.


SES and third-party providers
  1. As a condition of using the Service, you shall enable us to access your AWS account. Subject to the terms of these Terms, you acknowledge and agree that access to AWS, the AWS Simple Email Service (SES) and the AWS Simple Notification Service (SNS) is not provided to you under these Terms, and is subject to a separate agreement between you and Amazon Web Services.
  2. falcon facilitates integration with a number of third party services which you can use in relation to your account or your Contents (“Third Party Service”), although we make no warranty as to any ongoing support for any third party service. We make no representation or commitment and shall have no liability or obligation whatsoever in relation to the content or use of, or correspondence with, any Third Party Service. Any contract entered into and any transaction completed by means of your use of the Service with any Third Party Service is between you and the relevant third party, and not us. We recommend that you refer to the third party’s website terms and conditions and privacy policy prior to using the relevant Third Party Service.
  3. You acknowledge that the AWS or an operator of a Third Party Service may render ineffective or impair the sending, receipt of viewing of any Content (for example, by breaking links in the Content or removing images from the Content). For the avoidance of doubt, you acknowledge that we shall have no liability to you in respect of any such action.
  4. If at any time you cease to have a current SES account in good standing, you will be unable to use the Service. Your obligation to pay for any unpaid invoice fees will remain unaffected.
Indemnity

You shall defend, indemnify and hold us harmless against claims, actions, proceedings, losses, damages, expenses and costs (including without limitation court costs and reasonable legal fees) arising out of or in connection with your use of the Service (or us taking any action in relation to the Service at your direction), including any claim or action from a recipient of any Content sent by means of the Service.


Our responsibility for loss or damage if you are a business

Our responsibility for loss or damage if you are a business

  1. arising under or in connection with these Terms;
  2. in respect of any use made by you of the Service; and
  3. in respect of any representation, statement or tortious act or omission (including negligence) arising under or in connection with these Terms.

Except as expressly and specifically provided in these Terms:

  1. you assume sole responsibility for results obtained from your use of the Service, and for conclusions drawn from such use. We shall have no liability for any damage caused by errors or omissions in any information, instructions or scripts provided to us by you in connection with the Service, or any actions taken by us at your direction;
  2. all warranties, representations, conditions and all other terms of any kind whatsoever implied by statute or common law are, to the fullest extent permitted by applicable law, excluded from these Terms; and
  3. the Service is provided to you on an “as is” basis.

Nothing in these Terms excludes our liability:

  1. for death or personal injury caused by our negligence; or
  2. for fraud or fraudulent misrepresentation.

Subject to section 15.3 above: We shall not be liable whether in tort (including for negligence or breach of statutory duty), contract, misrepresentation, restitution or otherwise for any:

  1. loss of profits,
  2. loss of business,
  3. depletion of goodwill and/or similar losses,
  4. loss or corruption of data or information,
  5. pure economic loss, or
  6. special, indirect or consequential loss, costs, damages, charges or expenses however arising under these Terms;

Our responsibility for loss or damage if you are a consumer

  1. We are responsible to you for foreseeable loss and damage caused by us. If we fail to comply with these terms, we are responsible for loss or damage you suffer that is a foreseeable result of our breaking this contract or our failing to use reasonable care and skill, but we are not responsible for any loss or damage that is not foreseeable. Loss or damage is foreseeable if either it is obvious that it will happen or if, at the time the contract was made, both we and you knew it might happen, for example, if you discussed it with us during the sales process.
  2. We do not exclude or limit in any way our liability to you where it would be unlawful to do so. This includes liability for death or personal injury caused by our negligence or the negligence of our employees, agents or subcontractors; for fraud or fraudulent misrepresentation; for breach of your legal consumer rights in relation to the Service.
  3. We are not liable for business losses. If you are a consumer we only supply our services to you for domestic and private use. If you use our service for any commercial, business or resale purpose our liability to you will be limited as set out in Clause 15.

Force major

We won’t be held liable for any delays or failure in performance of any part of the Service, from any cause beyond our control. This includes, but is not limited to, changes to law or regulations, embargoes, fires, earthquakes, floods, strikes, power blackouts, unusually severe weather conditions, and acts of hackers or third-party internet service providers.


Data processing term

To the extent that you are a business and we process personal data on your behalf in providing the Services, the Data processing terms shall apply and are incorporated into these Terms.

Proprietary rights owned by us

Subject to the limited rights expressly granted in these Terms, we reserve all our rights in and to the Services, including all of our related intellectual property rights (including patents, trademarks, trade secrets, and copyrights). No rights are granted to you under these Terms other than as expressly set forth in these Terms. You will respect our proprietary rights. “falcon” and the “falcon” logo are trademarks belonging to ThemeWagon, Inc. You are not authorized by us to use our trademarks or brand assets without prior permission.


Proprietary rights owned by you

ou represent and warrant that you either own or have permission to use all of your Content. You retain ownership of your Content. By using the Service you grant us and our agents and subcontractors a license to use your Content in order for us to provide, and ensure proper operation of the Service. You acknowledge and agree that we will have the right to use your Content in an anonymized way (which does not identify you or the recipient) for the purposes of increasing our spam identification techniques.


Privacy Policy

We may use and disclose your information according to our Privacy Policy. Our Privacy Policy is treated as part of these Terms


Waiver

Even if we delay in enforcing these terms, we can still enforce them later. If we do not insist immediately that you do anything you are required to do under these terms, or if we delay in taking steps against you in respect of your breaking them, that will not mean that you do not have to do those things and it will not prevent us from taking steps against you at a later date.


Survival

Any of these terms that expressly or by implication is intended to continue or come into force on or after termination of this Agreement shall continue in full force and effect. Without limitation, clauses 14 Indemnity, 15 Our responsibility for loss or damage Suffered by you if you are a business, 16 Our responsibility for loss or damage suffered by you if you are a consumer, 18 Data processing terms, 28 Third party rights,29 If you are a business – governing law and jurisdiction, and 30 Which laws apply to this contract and where you may bring legal proceedings if you are a consumer shall continue in full force and effect notwithstanding the termination of this Agreement.


Severance
  1. If any provision (or part of a provision) of these Terms is found by any court or administrative body of competent jurisdiction to be invalid, unenforceable or illegal, the other provisions shall remain in force.
  2. If any invalid, unenforceable or illegal provision would be valid, enforceable or legal if some part of it were deleted, the provision shall apply with whatever modification is necessary to give effect to the commercial intention of the parties.

Entire agreement
  1. These Terms and any documents referred to in them constitute the whole agreement between the parties and supersede any previous arrangement, understanding or agreement between them relating to the subject matter they cover
  2. Each of the parties acknowledges and agrees that in entering into these Terms it does not rely on any undertaking, promise, assurance, statement, representation, warranty or understanding (whether in writing or not) of any person (whether party to these Terms or not) relating to the subject matter of these Terms, other than as expressly set out in these Terms.
Assignment
  1. You shall not, without our prior written consent of us, assign, transfer, charge, sub-contract or deal in any other manner with all or any of our rights or obligations under these Terms.
  2. We may at any time assign, transfer, charge, sub-contract or deal in any other manner with all or any of our rights or obligations under these Terms.

No partnership or agency

Nothing in these Terms is intended to or shall operate to create a partnership between the parties, or authorize either party to act as agent for the other, and neither party shall have the authority to act in the name or on behalf of or otherwise to bind the other in any way (including, but not limited to, the making of any representation or warranty, the assumption of any obligation or liability and the exercise of any right or power).


Third party rights

These Terms do not confer any rights on any person or party other than you and us.


If you are a business – Governing Law and Jurisdiction
  1. These Terms and any disputes or claims arising out of or in connection with them or their subject matter or formation (including non-contractual disputes or claims) are governed by, and construed in accordance with, the laws of the USA.
  2. The parties irrevocably agree that the courts of the USA have exclusive jurisdiction to settle any dispute or claim that arises out of or in connection with these Terms or its subject matter or formation (including non-contractual disputes or claims).

Which laws apply to this contract and where you may bring legal proceedings if you are a consumer?

These Terms are governed by USA law and you can bring legal proceedings in respect of the products in the USA courts. As a consumer, you will benefit from any mandatory provisions of the law of the country in which you are resident. Nothing in these terms and conditions, including this clause 30, affects your rights as a consumer to rely on such mandatory provisions of local law.

Thank you for taking the time to read these Terms.

Last update: 04 Nov 2020